Utah Insurance Rules

Insurance rules are issued to implement or interpret the Utah Insurance Code or federal mandates and have the effect of law.

R590. Insurance, Administration. These rules regulate the sale of all insurance and insurance-related products in the state.

R592. Insurance, Title and Escrow Commission. These rules are specific to the sale of title insurance and performance of title-related escrow business in the state.

Petition for a Rule Change

A law passed by the 2006 Legislature sets up a procedure to petition a state agency to amend or repeal existing rules. The following links will provide you with a petition form, as well as a link to the law and rule regarding it.

Petition Form opens in a new tab
Utah Code 63G-3-601
Rule R15-2

Rules Being Proposed, Changed or Repealed

Your written comments are encouraged. Please direct your comments to Steve Gooch
by email: sgooch@utah.gov;
by fax: (385) 465-0647;
or by mail: 4315 S. 2700 W., Suite 2300, Taylorsville, UT 84129.

In compliance with the Americans with Disabilities Act, individuals desiring to attend a hearing listed below, who need special accommodations during the hearing (including auxiliary communicative aids and services), should notify us as directed above.

If no hearing is scheduled on a rule listed below, the department will schedule one if they receive requests by mail, email or fax from 10 or more individuals or an organization composed of 10 or more members.

R590-262, Health Data Authority Health Insurance Claims Reporting.
This is an amendment to an existing rule. Comments accepted until 10/15/2024. No hearing is scheduled. Earliest possible effective date is 10/22/2024.
R590-148, Long-Term Care Insurance Rule.
This is a repeal and reenactment of an existing rule. Comments accepted until 10/15/2024. No hearing is scheduled. Earliest possible effective date is 10/22/2024.
R590-285, Limited Long-Term Care Insurance.
This is a repeal and reenactment of an existing rule. Comments accepted until 10/15/2024. No hearing is scheduled. Earliest possible effective date is 10/22/2024.
R590-79-3, Definitions.
This is an amendment to an existing rule. Comments accepted until 10/31/2024. No hearing is scheduled. Earliest possible effective date is 11/07/2024.
R590-229, Annuity Disclosure.
This is an amendment to an existing rule. Comments accepted until 10/31/2024. No hearing is scheduled. Earliest possible effective date is 11/07/2024.

Rules Completing the Rulemaking Process

R590-142, Continuing Education Rule.
Rule changes put into effect 09/10/2024.
R590-186-4, Initial and Renewal Agency License.
Rule changes put into effect 09/10/2024.
R590-238, Captive Insurance Companies.
Rule changes put into effect 09/10/2024.
R590-273, Continuing Care Provider Rule.
Rule changes put into effect 09/10/2024.
R590-282-3, Licensing.
Rule changes put into effect 09/10/2024.
R592-9, Assessment for Title Insurance Recovery, Education, and Research Fund.
Rule changes put into effect 09/10/2024.
R592-10, Assessment for the Title Licensee Enforcement Restricted Account.
Rule changes put into effect 09/10/2024.
R590-146, Medicare Supplement Insurance Standards.
Rule changes put into effect 08/07/2024.
R590-164-5, Electronic Data Interchange Transactions.
Rule changes put into effect 07/23/2024.
R590-271, Data Reporting for Consumer Quality Comparison.
Rule changes put into effect 07/23/2024.
R590-102, Insurance Department Fee Payment Rule.
Rule repealed effective 07/01/2024.
R590-190-11, Standards for Prompt, Fair, and Equitable Settlement for Automobile Insurance.
Rule changes put into effect 06/07/2024.
R590-200, Diabetes Treatment and Management.
Rule changes put into effect 06/07/2024.
R590-230-5, Producer Training.
Rule changes put into effect 06/07/2024.
R592-6, Unfair Inducements and Marketing Practices in Obtaining Title Insurance Business.
Rule changes put into effect 06/07/2024.
R590-271 opens in a new tab , Data Reporting for Consumer Quality Comparison.
Rule changes put into effect 03/11/2024.
R590-167 opens in a new tab , Individual, Small Employer, and Group Health Benefit Plan Rule.
Rule changes put into effect 02/21/2024.
R590-171 opens in a new tab , Surplus Lines Procedures Rule.
Rule changes put into effect 01/24/2024.
R590-190 opens in a new tab , Unfair Property, Casualty, and Title Claims Settlement Practices Rule. (First CPR opens in a new tab ) (Original filing opens in a new tab )
Rule changes put into effect 01/24/2024.
R590-281 opens in a new tab , License Application Submitted by an Individual Who Has a Criminal Conviction or Pending Proceeding.
Rule changes put into effect 01/24/2024.
R590-164-5 opens in a new tab , Electronic Data Interchange Transactions.
Rule changes put into effect 01/10/2024.
R590-267 opens in a new tab , Personal Injury Protection Relative Value Study Rule.
Rule changes put into effect 01/01/2024.
R590-238 opens in a new tab , Captive Insurance Companies.
Rule changes put into effect 12/22/2023.
R590-230 opens in a new tab , Suitability in Annuity Transactions.
Rule changes put into effect 12/8/2023.
R590-206 opens in a new tab , Privacy of Consumer Financial and Health Information Rule.
Rule changes put into effect 11/21/2023.
R590-210 opens in a new tab , Privacy of Consumer Information Exemption for Manufacturer Warranties and Service Contracts.
Rule repealed effective 11/21/2023.
R590-223 opens in a new tab , Rule to Recognize the 2001 CSO Mortality Table for Use in Determining Minimum Reserve Liabilities and Nonforfeiture Benefits.
Rule changes put into effect 11/21/2023.
R590-240 opens in a new tab , Procedure to Obtain Exemption of Student Health Programs From Title 31A, Insurance Code.
Rule changes put into effect 11/21/2023.
R590-242 opens in a new tab , Military Sales Practices.
Rule changes put into effect 11/21/2023.
R590-259 opens in a new tab , Dependent Coverage to Age 26.
Rule changes put into effect 11/21/2023.

Note: This section tracks rule changes during the current year and the immediately preceding year.

Current rules